eNaira
- Geographic Reach
Nigeria
- Gender
No
- Geographic Region
West Africa
- Coverage
Domestic
- Year Of Establishment
2021
- IPS Type
Sovereign currency
- Interoperability Arrangement
Bilateral
- Governance Typology
Central bank led
- Ownership Model
Regulator-owned
- System Owner
Central Bank of Nigeria
- Overseer
Central Bank of Nigeria
- System Governance
Central Bank of Nigeria
- Operator
Central Bank of Nigeria
- Settlement Agent
Central Bank of Nigeria
- Number of Unique IPS End Users
-
- Total Number Of Participants
-
- Number of Direct Participants: Commercial Banks
-
- Number Of Direct Participants: E-money Issuers
-
- Number of Direct Participants: MFIs
-
- Number of Direct Participants: Other
-
- Number of Direct Participants: Post Office
-
- Indirect Participants Type
-
- Number of Indirect Participants
-
- Supported Use Cases
P2P, P2B , P2G , B2B, B2P, Cross border
- Supported Instruments
CBDC
- Primary Local Channel
App
- Supported Channels
Browser, App, POS, NFC, QR Code, USSD , Agent (e-money), Agent (banking)
- QR Code Enabled Type
-
- Messaging Standard
Proprietary
- Proxy ID
QR code, Bank account number
- Other Proxy ID Type
-
- Business Model
-
- Pricing Structure
-
- Scheme Rules Public
Yes
- Additional Recourse Requirements
Yes
- Dispute Resolution Mechanism
-
- API Functionality
Yes
- Startup Funding Source
-
- Participation in Decision Making
-
- Mechanism for Decision Making
-
- Ability to become Direct Participants
Yes
- Entities that cannot Participate
-
- Min Value for Transactions
-
- Corporate Structure
-
- Other Corporate Structure
-
- Pull Payment (Request to Pay) Enabled
-
- Third Party Connections Enabled
-
- realTimePaymentConfirmation
-
- Transaction Validation Enabled
-
- Inclusivity Ranking
Basic