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tanzania

    All Tanzania Instant Payment System (TIPS) Tanzania Mobile Money

Report Year

2025

    Tanzania Mobile Money

  • Geographic Reach

    Tanzania

  • Gender

    No

  • Geographic Region

    East Africa

  • Coverage

    Domestic

  • Year Of Establishment

    2016

  • IPS Type

    Mobile-money

  • Interoperability Arrangement

    Multilateral

  • Governance Typology

    Industry led

  • Ownership Model

    Participant-owned

  • System Owner

    Mobile Money Operators

  • Overseer

    Bank of Tanzania (central bank)

  • System Governance

    Mobile Money Operators

  • Operator

    Mobile Money Operators

  • Settlement Agent

    Mobile Money Operators

  • Number of Unique IPS End Users

    -

  • Total Number Of Participants

    6

  • Number of Direct Participants: Commercial Banks

    -

  • Number Of Direct Participants: E-money Issuers

    6

  • Number of Direct Participants: MFIs

    -

  • Number of Direct Participants: Other

    -

  • Number of Direct Participants: Post Office

    -

  • Indirect Participants Type

    -

  • Number of Indirect Participants

    -

  • Supported Use Cases

    P2P, P2B , P2G , B2B, G2P, B2P, Cross border

  • Supported Instruments

    E-money

  • Primary Local Channel

    USSD

  • Supported Channels

    USSD, Agent (e-money), App, Browser, QR Code, ATM

  • QR Code Enabled Type

    -

  • Messaging Standard

    Proprietary

  • Proxy ID

    Bank account number , Mobile phone number, QR code

  • Other Proxy ID Type

    -

  • Business Model

    For-profit

  • Pricing Structure

    Cost, Business and tiered based

  • Scheme Rules Public

    No

  • Additional Recourse Requirements

    Yes

  • Dispute Resolution Mechanism

    -

  • API Functionality

    Yes

  • Startup Funding Source

    Parent Companies and Shareholders of the Mobile Money Operators

  • Participation in Decision Making

    No

  • Mechanism for Decision Making

    -

  • Ability to become Direct Participants

    No

  • Entities that cannot Participate

    Only participants with business interest

  • Min Value for Transactions

    1 TZS

  • Corporate Structure

    Private limited company

  • Other Corporate Structure

    -

  • Pull Payment (Request to Pay) Enabled

    -

  • Third Party Connections Enabled

    -

  • realTimePaymentConfirmation

    -

  • Transaction Validation Enabled

    -

  • Inclusivity Ranking

    Basic